*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
        html { scroll-behavior: smooth; font-size: 16px; }
        body {
            font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Helvetica Neue', sans-serif;
            color: #1a1a1a;
            background: #fff;
            line-height: 1.6;
            overflow-x: hidden;
            -webkit-font-smoothing: antialiased;
        }
        img { max-width: 100%; display: block; }
        a { text-decoration: none; color: inherit; }
        ul { list-style: none; }

        :root {
            --y-yellow: #FFCC00;
            --y-yellow-hover: #FFDB4D;
            --y-yellow-active: #F5C200;
            --y-black: #1A1A1A;
            --y-gray-900: #21201F;
            --y-gray-700: #4A4A4A;
            --y-gray-500: #7B7B7B;
            --y-gray-400: #9A9A9A;
            --y-gray-200: #E5E5E5;
            --y-gray-100: #F2F2F2;
            --y-gray-50: #F7F7F7;
            --y-white: #FFFFFF;
            --y-red: #FF3333;
            --y-red-bg: #FFF0F0;
            --y-red-border: #FFD6D6;
            --y-green: #00B341;
            --y-green-bg: #E6F9ED;
            --y-blue: #0055FF;
            --y-radius: 16px;
            --y-radius-sm: 12px;
            --y-radius-xs: 8px;
            --y-shadow: 0 4px 24px rgba(0,0,0,0.06);
            --y-shadow-hover: 0 8px 40px rgba(0,0,0,0.1);
            --y-transition: all 0.2s ease;
        }

        .container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }

        /* ===== SVG ICON SYSTEM ===== */
        .icon {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            width: 24px;
            height: 24px;
            flex-shrink: 0;
        }
        .icon svg {
            width: 100%;
            height: 100%;
            fill: none;
            stroke: currentColor;
            stroke-width: 2;
            stroke-linecap: round;
            stroke-linejoin: round;
        }

        /* ===== BUTTONS ===== */
        .btn {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            gap: 8px;
            padding: 14px 28px;
            border-radius: var(--y-radius-sm);
            font-weight: 600;
            font-size: 15px;
            cursor: pointer;
            border: none;
            transition: var(--y-transition);
            font-family: inherit;
            white-space: nowrap;
        }
        .btn-yellow { background: var(--y-yellow); color: var(--y-black); }
        .btn-yellow:hover {
            background: var(--y-yellow-hover);
            transform: translateY(-1px);
            box-shadow: 0 4px 20px rgba(255,204,0,0.35);
        }
        .btn-yellow:active { background: var(--y-yellow-active); transform: none; }
        .btn-dark { background: var(--y-black); color: var(--y-white); }
        .btn-dark:hover {
            background: #333;
            transform: translateY(-1px);
            box-shadow: 0 4px 20px rgba(0,0,0,0.15);
        }
        .btn-outline {
            background: transparent;
            color: var(--y-black);
            border: 2px solid var(--y-gray-200);
        }
        .btn-outline:hover { border-color: var(--y-black); background: var(--y-gray-50); }
        .btn-ghost { background: var(--y-gray-100); color: var(--y-black); }
        .btn-ghost:hover { background: var(--y-gray-200); }
        .btn-lg { padding: 18px 36px; font-size: 16px; border-radius: var(--y-radius); }
        .btn-sm { padding: 10px 20px; font-size: 13px; }

        /* ===== TOP BAR ===== */
        .top-bar {
            background: var(--y-gray-50);
            border-bottom: 1px solid var(--y-gray-200);
            padding: 10px 0;
            font-size: 13px;
            color: var(--y-gray-500);
        }
        .top-bar .container {
            display: flex;
            justify-content: space-between;
            align-items: center;
            flex-wrap: wrap;
            gap: 8px;
        }
        .top-bar a { color: var(--y-gray-700); font-weight: 500; }
        .top-bar a:hover { color: var(--y-black); }
        .top-bar-urgent {
            display: inline-flex;
            align-items: center;
            gap: 6px;
            color: var(--y-red);
            font-weight: 600;
        }

        /* ===== HEADER ===== */
        .header {
            background: var(--y-white);
            border-bottom: 1px solid var(--y-gray-200);
            position: sticky;
            top: 0;
            z-index: 100;
        }
        .header .container {
            display: flex;
            align-items: center;
            justify-content: space-between;
            height: 64px;
        }
        .logo {
            display: flex;
            align-items: center;
            gap: 10px;
            font-size: 22px;
            font-weight: 800;
            letter-spacing: -0.5px;
            color: var(--y-black);
        }
        .logo-dot {
            width: 32px;
            height: 32px;
            background: var(--y-yellow);
            border-radius: 8px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 18px;
            font-weight: 800;
        }
        .header-nav { display: flex; gap: 32px; align-items: center; }
        .header-nav a {
            font-size: 14px;
            font-weight: 500;
            color: var(--y-gray-700);
            transition: color 0.15s;
            position: relative;
        }
        .header-nav a:hover { color: var(--y-black); }
        .header-nav a::after {
            content: '';
            position: absolute;
            bottom: -4px;
            left: 0;
            width: 0;
            height: 2px;
            background: var(--y-yellow);
            transition: width 0.2s;
        }
        .header-nav a:hover::after { width: 100%; }
        .header-phone {
            font-size: 15px;
            font-weight: 700;
            color: var(--y-black);
            letter-spacing: -0.3px;
        }

        /* ===== HERO ===== */
        .hero {
            background: var(--y-white);
            padding: 64px 0 56px;
            border-bottom: 1px solid var(--y-gray-200);
        }
        .hero-grid {
            display: grid;
            grid-template-columns: 1.1fr 0.9fr;
            gap: 56px;
            align-items: center;
        }
        .hero-tag {
            display: inline-flex;
            align-items: center;
            gap: 8px;
            background: var(--y-red-bg);
            color: #CC0000;
            font-weight: 600;
            font-size: 13px;
            padding: 8px 16px;
            border-radius: 50px;
            border: 1px solid var(--y-red-border);
            margin-bottom: 24px;
        }
        .hero-tag .dot {
            width: 8px;
            height: 8px;
            background: var(--y-red);
            border-radius: 50%;
            animation: pulse 2s infinite;
        }
        @keyframes pulse {
            0%, 100% { opacity: 1; transform: scale(1); }
            50% { opacity: .5; transform: scale(1.4); }
        }
        .hero h1 {
            font-size: 44px;
            font-weight: 800;
            line-height: 1.12;
            letter-spacing: -1.5px;
            margin-bottom: 20px;
            color: var(--y-black);
        }
        .hero h1 .y-mark {
            background: var(--y-yellow);
            padding: 0 8px;
            border-radius: 6px;
        }
        .hero-sub {
            font-size: 17px;
            color: var(--y-gray-500);
            margin-bottom: 32px;
            line-height: 1.65;
            max-width: 520px;
        }
        .hero-buttons { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 48px; }
        .hero-stats {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 1px;
            background: var(--y-gray-200);
            border-radius: var(--y-radius);
            overflow: hidden;
        }
        .hero-stat {
            background: var(--y-gray-50);
            padding: 24px;
            text-align: center;
        }
        .hero-stat .num {
            font-size: 28px;
            font-weight: 800;
            color: var(--y-black);
            letter-spacing: -1px;
        }
        .hero-stat .label {
            font-size: 12px;
            color: var(--y-gray-500);
            margin-top: 4px;
            font-weight: 500;
        }

        /* Hero card */
        .hero-card {
            background: var(--y-gray-50);
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius);
            overflow: hidden;
        }
        .hero-card-head {
            display: flex;
            align-items: center;
            gap: 12px;
            padding: 20px 24px;
            border-bottom: 1px solid var(--y-gray-200);
            background: var(--y-white);
        }
        .hero-card-icon {
            width: 40px;
            height: 40px;
            background: var(--y-red-bg);
            border-radius: 10px;
            display: flex;
            align-items: center;
            justify-content: center;
            color: var(--y-red);
        }
        .hero-card-icon svg { width: 20px; height: 20px; }
        .hero-card-title { font-weight: 700; font-size: 14px; }
        .hero-card-sub { font-size: 12px; color: var(--y-gray-500); }
        .hero-card-body { padding: 8px; }
        .v-row {
            display: flex;
            align-items: center;
            gap: 10px;
            padding: 12px 16px;
            border-radius: var(--y-radius-xs);
            font-size: 14px;
            transition: background 0.15s;
        }
        .v-row:hover { background: var(--y-white); }
        .v-status {
            width: 20px;
            height: 20px;
            min-width: 20px;
            border-radius: 50%;
            border: 2px solid var(--y-red);
            position: relative;
            flex-shrink: 0;
        }
        .v-status::before, .v-status::after {
            content: '';
            position: absolute;
            top: 50%;
            left: 50%;
            width: 10px;
            height: 2px;
            background: var(--y-red);
            border-radius: 1px;
        }
        .v-status::before { transform: translate(-50%, -50%) rotate(45deg); }
        .v-status::after { transform: translate(-50%, -50%) rotate(-45deg); }
        .v-old { color: var(--y-red); text-decoration: line-through; font-weight: 500; }
        .v-arrow { color: var(--y-gray-400); font-size: 12px; }
        .v-new { color: var(--y-green); font-weight: 600; }

        /* ===== URGENCY ===== */
        .urgency {
            background: var(--y-black);
            color: var(--y-white);
            padding: 18px 0;
        }
        .urgency .container {
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 28px;
            flex-wrap: wrap;
        }
        .urgency-text { font-weight: 600; font-size: 14px; }
        .countdown { display: flex; gap: 8px; }
        .cd-item {
            background: rgba(255,255,255,0.1);
            border-radius: var(--y-radius-xs);
            padding: 8px 14px;
            text-align: center;
            min-width: 56px;
        }
        .cd-item .num {
            font-size: 20px;
            font-weight: 800;
            display: block;
            color: var(--y-yellow);
        }
        .cd-item .label {
            font-size: 10px;
            opacity: .6;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }

        /* ===== TRUST ===== */
        .trust {
            background: var(--y-white);
            border-bottom: 1px solid var(--y-gray-200);
            padding: 32px 0;
        }
        .trust-items { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 24px; }
        .trust-item { display: flex; align-items: center; gap: 12px; }
        .trust-icon {
            width: 44px;
            height: 44px;
            background: var(--y-yellow);
            border-radius: var(--y-radius-xs);
            display: flex;
            align-items: center;
            justify-content: center;
            color: var(--y-black);
        }
        .trust-icon svg { width: 22px; height: 22px; }
        .trust-label { font-size: 13px; font-weight: 600; color: var(--y-black); }
        .trust-sub { font-size: 12px; color: var(--y-gray-500); }

        /* ===== SECTIONS ===== */
        section { padding: 72px 0; }
        .section-eyebrow {
            font-size: 13px;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 1.5px;
            color: var(--y-gray-400);
            margin-bottom: 12px;
        }
        .section-title {
            font-size: 36px;
            font-weight: 800;
            line-height: 1.15;
            margin-bottom: 16px;
            letter-spacing: -1px;
            color: var(--y-black);
        }
        .section-desc {
            font-size: 16px;
            color: var(--y-gray-500);
            max-width: 640px;
            line-height: 1.65;
        }
        .section-header { text-align: center; margin-bottom: 52px; }
        .section-header .section-desc { margin: 0 auto; }

        /* ===== PROBLEMS ===== */
        .problems { background: var(--y-gray-50); }
        .problems-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 16px;
        }
        .problem-card {
            background: var(--y-white);
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius);
            padding: 28px;
            transition: var(--y-transition);
            position: relative;
            overflow: hidden;
        }
        .problem-card::before {
            content: '';
            position: absolute;
            top: 0; left: 0;
            width: 3px; height: 100%;
            background: var(--y-red);
            opacity: 0;
            transition: opacity 0.2s;
        }
        .problem-card:hover {
            transform: translateY(-2px);
            box-shadow: var(--y-shadow-hover);
            border-color: transparent;
        }
        .problem-card:hover::before { opacity: 1; }
        .problem-icon-wrap {
            width: 44px;
            height: 44px;
            border-radius: var(--y-radius-sm);
            background: var(--y-gray-50);
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 16px;
            color: var(--y-gray-700);
        }
        .problem-icon-wrap svg { width: 22px; height: 22px; }
        .problem-card h3 { font-size: 16px; font-weight: 700; margin-bottom: 8px; }
        .problem-card p { font-size: 14px; color: var(--y-gray-500); line-height: 1.55; }

        /* ===== SERVICES ===== */
        .services-grid {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 16px;
        }
        .service-card {
            background: var(--y-white);
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius);
            padding: 32px;
            display: flex;
            gap: 20px;
            transition: var(--y-transition);
        }
        .service-card:hover {
            border-color: var(--y-yellow);
            box-shadow: var(--y-shadow);
        }
        .service-num {
            width: 44px;
            height: 44px;
            min-width: 44px;
            background: var(--y-yellow);
            color: var(--y-black);
            border-radius: var(--y-radius-sm);
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 800;
            font-size: 18px;
        }
        .service-card h3 { font-size: 16px; font-weight: 700; margin-bottom: 8px; }
        .service-card > div > p { font-size: 14px; color: var(--y-gray-500); line-height: 1.55; }
        .service-card ul { margin-top: 14px; display: flex; flex-direction: column; gap: 6px; }
        .service-card ul li {
            font-size: 13px;
            color: var(--y-gray-700);
            padding-left: 20px;
            position: relative;
            line-height: 1.5;
        }
        .service-card ul li::before {
            content: '';
            position: absolute;
            left: 0; top: 7px;
            width: 8px; height: 8px;
            background: var(--y-yellow);
            border-radius: 2px;
        }

        /* ===== CMS ===== */
        .cms-section { background: var(--y-gray-50); }
        .cms-grid {
            display: flex;
            flex-wrap: wrap;
            gap: 10px;
            justify-content: center;
        }
        .cms-tag {
            background: var(--y-white);
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius-xs);
            padding: 12px 22px;
            font-weight: 600;
            font-size: 14px;
            transition: var(--y-transition);
            cursor: default;
        }
        .cms-tag:hover {
            border-color: var(--y-yellow);
            background: #FFFDF0;
        }

        /* ===== EXAMPLES ===== */
        .examples-grid {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 16px;
        }
        .example-card {
            background: var(--y-white);
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius);
            overflow: hidden;
        }
        .example-header {
            padding: 16px 24px;
            background: var(--y-gray-50);
            border-bottom: 1px solid var(--y-gray-200);
            font-weight: 700;
            font-size: 14px;
            display: flex;
            align-items: center;
            gap: 10px;
            color: var(--y-gray-700);
        }
        .example-header svg { width: 18px; height: 18px; color: var(--y-gray-400); }
        .example-body { padding: 8px 24px; }
        .example-row {
            display: flex;
            align-items: center;
            gap: 12px;
            padding: 12px 0;
            border-bottom: 1px solid var(--y-gray-100);
            font-size: 14px;
        }
        .example-row:last-child { border-bottom: none; }
        .ex-bad {
            background: var(--y-red-bg);
            color: #CC0000;
            padding: 3px 10px;
            border-radius: 6px;
            font-weight: 600;
            font-size: 13px;
            text-decoration: line-through;
        }
        .ex-arrow { color: var(--y-gray-400); font-size: 12px; }
        .ex-good {
            background: var(--y-green-bg);
            color: #007A2E;
            padding: 3px 10px;
            border-radius: 6px;
            font-weight: 600;
            font-size: 13px;
        }

        /* ===== PROCESS ===== */
        .process { background: var(--y-gray-50); }
        .process-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 16px;
        }
        .step-card {
            background: var(--y-white);
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius);
            padding: 28px 20px;
            text-align: center;
        }
        .step-num {
            width: 56px;
            height: 56px;
            margin: 0 auto 16px;
            background: var(--y-yellow);
            color: var(--y-black);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 800;
            font-size: 22px;
        }
        .step-card h3 { font-size: 15px; font-weight: 700; margin-bottom: 8px; }
        .step-card p { font-size: 13px; color: var(--y-gray-500); line-height: 1.5; }

        /* ===== PRICING ===== */
        .pricing { background: var(--y-gray-900); color: var(--y-white); }
        .pricing .section-eyebrow { color: var(--y-yellow); }
        .pricing .section-desc { color: rgba(255,255,255,0.5); }
        .pricing-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 16px;
        }
        .price-card {
            background: rgba(255,255,255,0.05);
            border: 1px solid rgba(255,255,255,0.1);
            border-radius: var(--y-radius);
            padding: 32px;
            transition: var(--y-transition);
            position: relative;
        }
        .price-card:hover {
            transform: translateY(-2px);
            border-color: rgba(255,204,0,0.3);
        }
        .price-card.featured {
            background: rgba(255,204,0,0.08);
            border-color: var(--y-yellow);
        }
        .price-badge {
            position: absolute;
            top: -12px; left: 50%;
            transform: translateX(-50%);
            background: var(--y-yellow);
            color: var(--y-black);
            font-size: 12px;
            font-weight: 700;
            padding: 4px 14px;
            border-radius: 50px;
        }
        .price-card h3 { font-size: 18px; font-weight: 700; margin-bottom: 6px; }
        .price-card .pdesc { font-size: 13px; color: rgba(255,255,255,0.5); margin-bottom: 20px; }
        .price-amount {
            font-size: 36px;
            font-weight: 800;
            letter-spacing: -1px;
            margin-bottom: 4px;
        }
        .price-amount span {
            font-size: 14px;
            font-weight: 500;
            color: rgba(255,255,255,0.4);
            letter-spacing: 0;
        }
        .price-note { font-size: 12px; color: rgba(255,255,255,0.4); margin-bottom: 24px; }
        .price-features {
            display: flex;
            flex-direction: column;
            gap: 10px;
            margin-bottom: 28px;
            padding-top: 24px;
            border-top: 1px solid rgba(255,255,255,0.1);
        }
        .price-features li {
            font-size: 13px;
            color: rgba(255,255,255,0.7);
            padding-left: 22px;
            position: relative;
            line-height: 1.5;
        }
        .price-features li::before {
            content: '';
            position: absolute;
            left: 0; top: 5px;
            width: 10px; height: 10px;
            background: var(--y-yellow);
            border-radius: 2px;
        }
        .price-card .btn { width: 100%; }

        /* ===== LAW INFO ===== */
        .law-section { background: var(--y-white); }
        .law-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 40px;
            align-items: start;
        }
        .check-list { display: flex; flex-direction: column; gap: 12px; }
        .check-item {
            display: flex;
            gap: 14px;
            align-items: flex-start;
            background: var(--y-gray-50);
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius-sm);
            padding: 16px 20px;
            transition: var(--y-transition);
        }
        .check-item:hover { border-color: var(--y-yellow); }
        .check-icon {
            width: 24px;
            height: 24px;
            min-width: 24px;
            background: var(--y-yellow);
            color: var(--y-black);
            border-radius: 6px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-top: 2px;
        }
        .check-icon svg { width: 14px; height: 14px; stroke-width: 3; }
        .check-item h4 { font-size: 14px; font-weight: 600; margin-bottom: 2px; }
        .check-item p { font-size: 13px; color: var(--y-gray-500); }

        .info-card {
            border-radius: var(--y-radius);
            padding: 24px;
            margin-bottom: 16px;
        }
        .info-card h3 { font-size: 16px; font-weight: 700; margin-bottom: 10px; display: flex; align-items: center; gap: 8px; }
        .info-card h3 svg { width: 20px; height: 20px; flex-shrink: 0; }
        .info-card p { font-size: 14px; color: var(--y-gray-700); line-height: 1.6; }
        .info-card-law { background: #FFFDF0; border: 1px solid #FFE680; }
        .info-card-law h3 { color: #8A6D00; }
        .info-card-red { background: var(--y-red-bg); border: 1px solid var(--y-red-border); }
        .info-card-red h3 { color: #CC0000; }
        .info-card-green { background: var(--y-green-bg); border: 1px solid #B3E6C7; }
        .info-card-green h3 { color: #007A2E; }
        .info-link {
            display: inline-flex;
            align-items: center;
            gap: 4px;
            color: var(--y-blue);
            font-weight: 600;
            font-size: 14px;
            margin-top: 10px;
        }
        .info-link:hover { text-decoration: underline; }

        /* ===== PENALTIES ===== */
        .penalties { background: #FFFAF0; border-top: 1px solid #FFE6B3; border-bottom: 1px solid #FFE6B3; }
        .penalty-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 40px;
            align-items: center;
        }
        .penalty-list { display: flex; flex-direction: column; gap: 12px; }
        .penalty-item {
            display: flex;
            gap: 16px;
            background: var(--y-white);
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius-sm);
            padding: 18px;
            transition: var(--y-transition);
        }
        .penalty-item:hover { border-color: var(--y-red); }
        .penalty-dot {
            width: 10px; height: 10px;
            min-width: 10px;
            background: var(--y-red);
            border-radius: 50%;
            margin-top: 5px;
        }
        .penalty-item h4 { font-size: 14px; font-weight: 700; color: var(--y-black); margin-bottom: 2px; }
        .penalty-item p { font-size: 13px; color: var(--y-gray-500); }

        /* ===== FAQ ===== */
        .faq { background: var(--y-gray-50); }
        .faq-list { max-width: 760px; margin: 0 auto; display: flex; flex-direction: column; gap: 8px; }
        .faq-item {
            background: var(--y-white);
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius-sm);
            overflow: hidden;
            transition: var(--y-transition);
        }
        .faq-item:hover { border-color: var(--y-yellow); }
        .faq-question {
            padding: 18px 24px;
            font-weight: 600;
            font-size: 15px;
            cursor: pointer;
            display: flex;
            justify-content: space-between;
            align-items: center;
            gap: 16px;
            transition: background 0.15s;
            user-select: none;
        }
        .faq-question:hover { background: var(--y-gray-50); }
        .faq-toggle {
            width: 28px; height: 28px;
            min-width: 28px;
            background: var(--y-yellow);
            border-radius: 6px;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: 700;
            font-size: 18px;
            color: var(--y-black);
            transition: transform 0.3s;
            line-height: 1;
        }
        .faq-answer { max-height: 0; overflow: hidden; transition: max-height 0.4s ease; }
        .faq-answer-inner {
            padding: 0 24px 20px;
            font-size: 14px;
            color: var(--y-gray-500);
            line-height: 1.65;
        }
        .faq-item.active .faq-answer { max-height: 300px; }
        .faq-item.active .faq-toggle { transform: rotate(45deg); }

        /* ===== FORM ===== */
        .form-section { background: var(--y-white); padding: 72px 0; }
        .form-wrapper {
            max-width: 560px;
            margin: 0 auto;
            background: var(--y-gray-50);
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius);
            padding: 36px;
        }
        .form-group { margin-bottom: 16px; }
        .form-group label {
            display: block;
            font-weight: 600;
            font-size: 13px;
            margin-bottom: 6px;
            color: var(--y-gray-700);
        }
        .form-group input,
        .form-group select,
        .form-group textarea {
            width: 100%;
            padding: 12px 16px;
            border: 1px solid var(--y-gray-200);
            border-radius: var(--y-radius-xs);
            font-size: 15px;
            font-family: inherit;
            transition: border-color 0.15s;
            background: var(--y-white);
            color: var(--y-black);
        }
        .form-group input:focus,
        .form-group select:focus,
        .form-group textarea:focus {
            outline: none;
            border-color: var(--y-yellow);
            box-shadow: 0 0 0 3px rgba(255,204,0,0.15);
        }
        .form-group textarea { resize: vertical; min-height: 90px; }
        .form-group input::placeholder,
        .form-group textarea::placeholder { color: var(--y-gray-400); }

        /* Checkbox consent */
        .form-consent {
            display: flex;
            align-items: flex-start;
            gap: 10px;
            margin-top: 20px;
            margin-bottom: 20px;
            cursor: pointer;
        }
        .form-consent input[type="checkbox"] {
            display: none;
        }
        .consent-box {
            width: 20px;
            height: 20px;
            min-width: 20px;
            border: 2px solid var(--y-gray-200);
            border-radius: 4px;
            display: flex;
            align-items: center;
            justify-content: center;
            transition: var(--y-transition);
            margin-top: 1px;
            background: var(--y-white);
        }
        .consent-box svg {
            width: 12px;
            height: 12px;
            stroke: var(--y-white);
            stroke-width: 3;
            opacity: 0;
            transition: opacity 0.15s;
        }
        .form-consent input[type="checkbox"]:checked + .consent-box {
            background: var(--y-black);
            border-color: var(--y-black);
        }
        .form-consent input[type="checkbox"]:checked + .consent-box svg {
            opacity: 1;
        }
        .consent-text {
            font-size: 13px;
            color: var(--y-gray-500);
            line-height: 1.45;
        }
        .consent-text a {
            color: var(--y-black);
            text-decoration: underline;
        }
        .consent-text a:hover { color: var(--y-gray-700); }

        .btn-submit:disabled {
            opacity: 0.4;
            cursor: not-allowed;
            transform: none !important;
            box-shadow: none !important;
        }

        .form-note {
            font-size: 12px;
            color: var(--y-gray-400);
            margin-top: 12px;
            text-align: center;
        }

        /* ===== CTA FINAL ===== */
        .cta-final {
            background: var(--y-yellow);
            padding: 72px 0;
            text-align: center;
        }
        .cta-final h2 {
            font-size: 36px;
            font-weight: 800;
            letter-spacing: -1px;
            margin-bottom: 16px;
            color: var(--y-black);
        }
        .cta-final p {
            color: rgba(0,0,0,0.55);
            font-size: 17px;
            max-width: 560px;
            margin: 0 auto 32px;
            line-height: 1.6;
        }
        .cta-buttons { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

        /* ===== FOOTER ===== */
        .footer {
            background: var(--y-gray-900);
            color: rgba(255,255,255,0.5);
            padding: 48px 0 24px;
        }
        .footer-grid {
            display: grid;
            grid-template-columns: 2fr 1fr 1fr 1fr;
            gap: 40px;
            margin-bottom: 40px;
        }
        .footer h4 { color: var(--y-white); font-size: 14px; margin-bottom: 16px; font-weight: 600; }
        .footer p { font-size: 13px; line-height: 1.65; }
        .footer ul li { margin-bottom: 8px; }
        .footer ul li a { font-size: 13px; color: rgba(255,255,255,0.5); transition: color 0.15s; }
        .footer ul li a:hover { color: var(--y-white); }
        .footer-bottom {
            border-top: 1px solid rgba(255,255,255,0.1);
            padding-top: 24px;
            display: flex;
            justify-content: space-between;
            align-items: center;
            font-size: 12px;
            flex-wrap: wrap;
            gap: 12px;
        }
        .footer-bottom a { color: rgba(255,255,255,0.5); }
        .footer-bottom a:hover { color: var(--y-white); }

        /* ===== FLOATING CTA ===== */
        .floating-cta {
            position: fixed;
            bottom: 24px; right: 24px;
            z-index: 999;
        }
        .floating-cta .btn {
            border-radius: 50px;
            padding: 14px 24px;
            box-shadow: 0 8px 32px rgba(0,0,0,0.18);
            font-size: 14px;
        }
        .floating-cta .btn:hover { box-shadow: 0 8px 32px rgba(255,204,0,0.4); }

        /* ===== ANIMATIONS ===== */
        .fade-up {
            opacity: 0;
            transform: translateY(24px);
            transition: opacity 0.5s ease, transform 0.5s ease;
        }
        .fade-up.visible { opacity: 1; transform: translateY(0); }

        /* ===== RESPONSIVE ===== */
        @media (max-width: 1024px) {
            .hero-grid { grid-template-columns: 1fr; }
            .hero-visual { display: none; }
            .hero h1 { font-size: 36px; }
            .problems-grid { grid-template-columns: repeat(2, 1fr); }
            .services-grid { grid-template-columns: 1fr; }
            .process-grid { grid-template-columns: repeat(2, 1fr); }
            .pricing-grid { grid-template-columns: 1fr; max-width: 440px; margin-left: auto; margin-right: auto; }
            .penalty-grid { grid-template-columns: 1fr; }
            .law-grid { grid-template-columns: 1fr; }
            .examples-grid { grid-template-columns: 1fr; }
            .footer-grid { grid-template-columns: 1fr 1fr; }
        }
        @media (max-width: 768px) {
            .header-nav { display: none; }
            .hero { padding: 40px 0 36px; }
            .hero h1 { font-size: 28px; letter-spacing: -0.5px; }
            .hero-sub { font-size: 15px; }
            section { padding: 48px 0; }
            .section-title { font-size: 26px; }
            .problems-grid { grid-template-columns: 1fr; }
            .hero-stats { grid-template-columns: repeat(3, 1fr); }
            .hero-stat { padding: 16px 8px; }
            .hero-stat .num { font-size: 22px; }
            .urgency .container { flex-direction: column; gap: 12px; text-align: center; }
            .cd-item { min-width: 48px; padding: 6px 10px; }
            .cd-item .num { font-size: 16px; }
            .trust-items { justify-content: center; }
            .cta-final h2 { font-size: 26px; }
            .footer-grid { grid-template-columns: 1fr; gap: 24px; }
        }